Full medical coverage for DVA Gold Card holders
DVA Gold Card
What’s the difference between DVA White & Gold cards?
A DVA Healthcare Card can give veterans access to a wide range of healthcare services & discounted benefits across Australia.
If you’ve served even a single day in the ADF, you’re automatically eligible for a DVA White Card. This card provides access to treatment for any conditions that DVA has accepted as service-related, along with non-liability mental health care, which means mental health treatment is covered even if the condition hasn’t been formally linked to your service.
While a White Card offers important support, the DVA Gold Card represents the highest level of healthcare coverage available to veterans. It covers all medical and dental treatment within Australia, regardless of whether the condition is accepted by DVA. To qualify, you must be assessed at 60 or more permanent impairment points under the MRCA legislation.
- DVA funded medical & dental treatment
- 87% Gold Card Success Rate
No outcomes guaranteed. View legal disclaimer within footer.
- Concession rates
- Use your Gold Card anywhere in Australia
Future proofing yourself and your loved ones.
What do I need to do to get a DVA Gold Card?
Obtaining a DVA Gold Card involves meeting specific eligibility criteria. To be eligible DVA will need to assess your impairment at 60 PI points or higher, meaning this process starts with the submission of your claims. It is important to take careful consideration when preparing your DVA claim and ensure that nothing is missed.
Overlooking claims which you could be eligible for may result in less PI points, potentially decreasing the likelihood of you being eligible for a DVA gold card.
No obligation. 100% confidential.
How we help veterans become eligible for the DVA Gold Card
The DVA claims process can be complex and overwhelming—especially when your Gold Card eligibility depends on the outcome of your DVA claims. At VetComp, we make it easier. Whether you need help preparing your claims or finding the right medical provider for you, our team handles everything from start to finish.
From our first call to the final decision, we’re here to make sure you’re fully supported every step of the way and that every claim is explored with intent.
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Identifying potential claims
We assess your military service and any conditions that may be linked to your time in the ADF. -
Connecting you with veteran friendly providers
VetComp has fostered strong relationships with medical providers who understand ADF veterans as well as DVA reporting requirements. -
Lodging claims with DVA
We take care of the preparation, submission, and any appeals behind the scenes— allowing you to focus on what matters most.
FAQs
We’ve gathered our most commonly asked questions here, so you can feel informed, at ease, and ready to take the next step toward the support and benefits you deserve.
How does the Gold Card help with everyday healthcare costs?
With a Gold Card, you don’t pay out-of-pocket for approved medical services. GP appointments, specialist visits, mental health care, dental, physio, and most prescriptions are covered. It removes the cost barrier to getting help early—before things get worse.
What if I already have private health insurance—Is a Gold Card still beneficial?
Yes. The Gold Card often covers far more than standard insurance policies, with no premiums, no gap fees.
What concessions come with the DVA Gold Card?
The DVA Gold Card provides access to a wide range of concessions beyond healthcare, including discounted or free public transport, reduced utility bills, vehicle registration, and council rates, depending on your state. It also covers prescriptions under the Repatriation Pharmaceutical Benefits Scheme and ensures no-gap treatment with DVA-approved providers. Many businesses recognise the Gold Card as a concession card, offering discounts on retail, travel, and services. Some benefits require separate registration, but the card is widely accepted as proof of veteran status and entitlement.
Can I choose my own doctors and providers with the Gold Card?
Yes. As long as the provider is DVA-registered, you can choose who you see—GPs, specialists, allied health professionals, and even dentists. There’s no need to stay within a specific network, and most providers will bill DVA directly so you won’t pay out-of-pocket.
Does the Gold Card cover dental treatment?
Yes. The Gold Card covers a wide range of dental services, including check-ups, fillings, dentures, extractions, and preventative care—provided the treatment is clinically necessary and delivered by a DVA-registered dentist. There are no gap fees, and complex procedures can also be approved if supported by clinical evidence.
Still have questions?
Our dedicated team is here to clear up any confusion and guide you toward the answers you need—don’t hesitate to reach out.
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Get the compensation you deserve
Take the first step by contacting our dedicated team of experts, who stand ready to simplify the process, advocate for your rights, and provide the holistic support you need for a brighter future.